San Jose CA stands at number 50 in the list of cities with most expensive car insurance rates in CA State. Car owners in San Jose CA pay 20% more or say 0.2 times more in car insurance premium than the state car insurance average and 2 times more than the national average. Average yearly car insurance rates in San Jose is about $1731 per year compared to $900 for the national average. This make it mandatory for you to shop for a few car insurance quotes before you buy your policy. Exactly where we fit in for you. We help you get cheap car insurance quotes with just 5 simple questions answered while on a call with one of our local agent. We have helped hundreds of car insurance buyer in San Jose CA save huge on their premium cost. We use insurance companies own tricks to get you the cheapest possible car insurance deal in San Jose Metro area.)

We compared auto insurance rates in the city of San Jose, CA to identify the cheapest insurers and the rates they offer. The car insurance rates vary for a driver age / driver sex but the biggest impact on costs is variability in companies quotes. The highest quote in San Jose, CA, for example was $2730 or 250% higher than the cheapest car insurance company’s quote of $1137. This is exactly why we compel you should always get quotes from at least three companies so they can be compared. Use our form here to get multiple car insurance quotes at one place with just 4 one word questions answered, and that too instantly. Or you can call our local number 562-330-4284 to get instant car insurance quotes in San Jose, CA.

In the table above we have recorded data comparing car insurance rates in San Jose by zip codes. We are trying to explain here how car insurance rates change as the zip codes change. For example average Car insurance in San Jose for a male driver age ( 30 ) and for zip code [95037] is $1433, while for the same age average car insurance rates moves up $1627 for the zip code [95131]. Very evidently we can see some normal jumps in price ( almost $194 per year ) as the zip codes change in San Jose area itself. Car insurance quotes in San Jose are always varying as the zip codes change and this become very important you to choose the right zip code to get cheap car insurance in San Jose area. This is exactly what we do for you. While on the call with you we can help you choose the right zip code to insure your car, making sure you get cheap car insurance in San Jose, CA.

Age	Men	Women
20	$3,620	$2,944
30	$1,563	$1,581
40	$1,409	$1,427
50	$1,317	$1,324
60	$1,255	$1,253
70	$1,349	$1,356

In the table above we have recorded data comparing car insurance rates in San Jose for different age groups and Gender. We are trying to explain here how car insurance rates change as the age of driver changes and also how its dependent on gender. For example average Car insurance in San Jose for a male driver age ( 20 ) is $2944 while for the same age average car insurance rates goes down reaching $3620 for women. Also car insurance for male and female driver ( 30 ) is almost the same costing almost $1570 per year. Very evidently we can see huge drop in price ( $1375 per year ) as the driver age range changes from 20 to 30. Car insurance quotes in San Jose become stable for age range 30 - 70 costing around $1300 for both the genders. This is where we can get you the cheapest insurance rates. While on the call with you we can help you choose the right person in your family to insure your car, making sure you get cheap car insurance in San Jose CA.

Type of Insurance	San Jose Required Minimum	Study Limits
Bodily Liability	$15,000 per person / $30,000 per accident	$50,000 per person/ $100,000 per accident
Property Damage	$5,000 per accident	$50,000 per accident
Uninsured/Underinsured Motorist BI	Not Available	$50,000 per person/ $100,000 per accident